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Wednesday, 31 October 2012

Me, my life and where I want to be..

This is not a weight loss post. This is a more general where I am at, where I want to be and how I am going to get there post. You know.. one of those.

Where I am at..

So right now I am 23 years old, I live at home, I am overweight, I work full time for a not-for-profit that helps children with a disability by providing therapy services.

I am single. I have great friends. I am going to Sweden at the end of the year for 3 weeks. My parents are divorcing, we are moving house. My younger sister has moved out with her boyfriend, has a house, dog, birds and I swear all the latest gadgets.

My brother is working and generally enjoying being 18 (legal age to drink in Australia) and his gap year while trying to figure out what he wants to do at Uni.

Oh, I only finished uni last year in July.I have a degree in Mass Communications; Public Relations and Film and TV.  I only started working Full time at the beginning of the year.

Where I want to be..

In 3 years time.. I want to be a healthy size. I want to have a boyfriend. I want my own home. I want a new car. I want to have/will be travelling again. I want to have paid off my HECS fees ( uni fees) .

In truth, I want a lot of things.
But then I have never been daunted by the impossible. It's all about setting goals, planning, breaking things down into bite size pieces that actually look achievable. THINKING POSITIVE.

It's part of the reason Mum loves me. Especially with what she is going through right now (divorce) simply because rather than letting her be overwhelmed with everything, I make her break things down and face what she can do right this instant. Everything else has to be put off until she can do something about it.

No point worrying about what you can't change. No point in making yourself stress and be sick and depressed over the things in life you can't do anything about. You'll never get past things by making them bigger than what they are.

How I am going to do it..

Well I have been looking into buying a house a lot lately. How to do it, what I need to do etc and I have decided me and Mum are going to buy an investment property together and rent it out.

I've already saved $10k this year and plan on doing the same next year. If mum puts in the same we'll get a pretty good house and land package. In 3 years if we sell it, we should have something like 3 times what we initially invested. If all goes well of course.

3x$20k .. I could buy a car. I can pay off my HECS fees and I would be able to put a down payment on a house, just for me.

Hows that for a plan?

I'm already working on the losing weight, great figure, boyfriend part. (To be honest though the great figure +house+ car +no debt is more important than the boyfriend part)

Lucky for me I'm a good saver. After all only last year I earned under $20k and now I'm earning twice that. Rather than go woohoo! look at all the things I can buy - well I did, a little. But I already own a car and I like living at home (Mum likes it too so it's ok people with disapproving glances!!) so instead I started thinking about where I wanted to be in life and how I wanted to get there.

Because you see, I don't want to end up fat with loads of health problems. I don't want to rely on my partner or family to help me own my own home. I want to travel and go on holidays. I want to be set up for retirement and not worry about going on the pension or going into an old person's home.

I want to be a great example for my kids. I want to give them great experiences and education in life.

And all that takes money. And money takes planning and saving and working hard.

And if I start now, then maybe, just maybe I might actually make it happen. Even with detours and mistakes on the way.

Heavy I know for a 23 year old. But I've always been told that I am an old soul.

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