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Tuesday, 14 May 2013

Building blocks

Last week was a big week for me. Thursday night I sat down with mum and a man from Homebuyers Centre here in WA and by Friday afternoon I was building a house and had secured a block of land!

It's only a small block with 3x2 on it with a small courtyard out the back and double garage but for a young single person it's all I need right now.

I told my friends on Saturday night and they were equal parts excited and 'you crazy'. To them owning a home is too much of a commitment or simply costs too much. They look at me in surprise when I say that I managed to get my deposit together myself, it was just that the bank wanted me to pay my HECS (university fees) off first which I needed mum's help with.

I understand that they have higher living costs than I do. I live at home and contribute to bills and cooking and the food and all that but I don't pay rent.

On the other hand most of my friends are earning more than me or have been working for longer than me. I have only been full time for a year and a half. I'm 24 in September.

What it comes down to is motivation, focus and perseverance. I was lucky, I got used to living on a budget when I was at uni and haven't got out of the habit yet. Which means at the end of the first few months of working full time I realised I needed to set myself a goal or I wouldn't know what to do with my money. (Sounds silly doesn't it?) So I decided to get into the property market. Here in WA houses are EXPENSIVE and really hard to get into. There are just so many people wanting to buy at the moment (there were 12 other people who wanted my block of land!!). So I wanted to get in while I could and hopefully in a few years I'll be able to sell and move into something bigger... that's the plan anyways!

Now I want to use that same determination to losing the weight and making changes permanently. At the moment I have been trialing a few things but haven't found anything that I have really stuck to and got results. There are other things I want to do as well, for a more well rounded life balance.

So here are a few goals I have set for the next 6 months or so:

Save really hard. Yup I'll need all the spare cash I can get for things that pop up and for those initial moving in costs.

Stop drinking. I'm not usually a drinker, but lately I have had so many bdays and the like that I have found that I'm drinking almost every weekend. And I don't like it. So besides for my friends bday in June, I don't want to drink for the next 6 months. At least.

Cut back on the take away coffee. I usually will have a nice cup of coffee 2-4 times a week. That can mean $20 on a coffee a week! Sure I don't do this all the time but I need to get out of the habit of being tired and going and spending $5 on a nice cuppa in the morning. I want to get it down to 1-2 times a week initially and then down to twice a fortnight, or once a week.

Bring/ make my lunch at least 5 times a week.  I have been training more lately which means in the evening I come home exhausted. All I want to do is shower and go to bed. I need to get in the habit of getting myself organised in the evenings as in the morning I just get up and go, go, go.

Get back into my craft zone. I used to do a lot of art and craft things when I was at uni and younger. Lately I feel that I need to get back in touch with these roots. Maybe I can even do a few artsy pieces for my new place?

I want to increase my incidental exercise. But it's also going into winter here and I hate the dark and being wet. So not sure yet how I am going to combat that.. will look into it further and report back!

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